Apartment Loan Programs

DCS develops the capital solutions required by today's more complex real estate transactions by assessing each prospective borrower's situation and tailoring a custom financing solution leveraging our diverse products no matter what your credit score is up to 97% LTV and 30-40 Yr. amortization.

Apartment loan programs from our national Commercial Lending Group encompass all aspects of multifamily apartment financing.  Whether you are refinancing a stabilized apartment building or acquiring & developing a new apartment complex, our aggressive apartment loans have helped investors across the country achieve their apartment financing goals with larger apartment loans, lower DCRs and faster closings. Because we structure financing utilizing a broad spectrum of traditional and non-traditional capital sources, we aren’t tied down by whatever the flavor of the moment is on Wall Street, and can get deals financed which the CMBS world can't or won't do, especially in the current structured finance market. 

We look at all popular Property Types, specializing in:

• Class A, B & C grade properties considered

• Apartment Building Loans

• Apartment Complex Loans

• Multifamily Housing Apartment Loans

• Student Housing Apartment Loans

• Affordable Housing Apartment Loans

• Section 8 Apartment Loans

• Senior Housing Loans

• Skilled Nursing Facility Loans

• RV Park Loans

• Mixed Use Commercial /Apartment Loans

• Self Storage Facility Loans

Apartment Loan Capital Source Diversity

In today's challenging apartment loan financing environment, there is a growing need for financiers to look beyond the securitized / commercial mortgage backed securities financing which has been available from Wall Street conduits over the past few years.  Even as the liquidity in he CMBS market dries up, our volume with a broad array of capital sources allows for large, innovative, competitive financing comparable to classic "conduit" products from:

• Top Commercial Bank Apartment Loans

• Private Bank Apartment Loans

• Life Insurance Company Apartment Loans

• Private Equity & Hedge Fund Apartment Loans

• REMIC & REIT Conduit Apartment Loans

• Select Direct Institutional Apartment Loan Capital

Apartment Mezzanine Financing & Bridge Loans Available

Some of our specialty apartment loan programs:

• Large Balance apartment loans

• No DCR or Low DSCR apartment loans available

• High LTV/CLTV (to 90%/97%)apartment loans available*

• Option to use Market Rents as NOI in many markets

• Limited & Non Recourse apartment loans available

• Interest Only apartment loan payment options

• 25 Year, 30 Year, 35 Year & 40 Year apartment loans

• Apartment Construction Loans

• Low fixed Rates & Floating rates available on all apartment loans

• Small Balance apartment loan programs available